Volkswagen Insurance

Genuine protection for Volkswagen drivers

Volkswagen has a reputation for thinking differently — and our insurance is a little bit different too. Naturally, we’ve designed our cover with Volkswagen drivers in mind. But it’s the generous range of special features and added extras that really make us stand out from the crowd.

Volkswagen Premier Motor Insurance1

Volkswagen Premier Motor Insurance provides comprehensive insurance cover for your vehicle and includes a range of high quality benefits. You can also tailor your cover by choosing to add optional benefits that may suit your insurance requirements.

Plus, with Volkswagen Premier Motor Insurance you also receive the support of a 24/7 online claims lodgement process, the option to pay by the month at no extra cost2 and our commitment that we’ll guarantee materials and workmanship on authorised repairs for as long as you own or lease your vehicle.

Features and Benefits
  • New for old replacement3 - up to 3 years of age.
  • 24/7 support for online claims
  • Genuine Volkswagen manufacturers parts4
  • Choice of repairer
  • Add optional extras for an additional premium such as staying mobile following an accident.
  • Or reduce your premium by naming the specific drivers on your policy

This list is not limited to and is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Product Disclosure statement and Policy Document (PDS):

Do you currently hold Volkswagen Loan Protection Cover?

If you currently hold a Volkswagen Loan Protection Cover5 policy underwritten by Allianz and require further information about your product, please refer to the Product Disclosure Statement and Policy Document (PDS). 

You can download a copy of the PDS here.

Please note: this product is no longer available for sale and is only applicable to existing Loan protection cover policy holders. 

Genuine protection when you need it most

Nobody wants to be involved in an accident, but unfortunately they do happen. To help make the whole experience a little less stressful, put your trust in an Approved Repairer.

You chose your Volkswagen because of its quality, reliability and safety, so why would you compromise this with anything other than Volkswagen Genuine Parts®?6

Volkswagen Equity Protection Insurance7

Volkswagen Equity Protection Insurance covers you for a shortfall, if during the period of insurance, the insured vehicle is declared a Total Loss by your comprehensive insurer.  This is not comprehensive insurance and only applies if you hold comprehensive insurance with Volkswagen or another provider. 

Features and Benefits 

  • Cover the shortfall or difference between your replacement vehicle and the Total Loss Payout within the first 36 months.8
  • Cover the shortfall between the balance owed on your finance contract and the total loss.9
  • Ability to claim up to $2000 for Out of Pocket Expenses such as Incidentals and Personal Items through our Out of Pocket Expenses Benefit.10

This list is not limited to and is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Product Disclosure statement and Policy Document (PDS):

Volkswagen Financial Protection Insurance7

Volkswagen Financial Protection Insurance provides financial options and solutions in times of illness, injury and unemployment due to redundancy, retrenchment or your employer ceasing to operate. 

As an alternative to hand back your vehicle, rely on our Volkswagen Payment Assist Benefit. 

Features and Benefits:

  • Cover for up to 6 monthly repayments11
  • Option to handback your vehicle with peace of mind
  • We will cover the shortfall to the financier12
  • In the event of prolonged unemployment above the 6 month covered Payment Assist Benefit term, you have the option to Handback the vehicle 

This list is not limited to and is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Product Disclosure statement and Policy Document (PDS):

Volkswagen Motor Vehicle Tyre & Wheel Insurance7

Damage to tyres and wheels can happen to anyone, and usually, it’s when we least expect it. Volkswagen Motor Vehicle Tyre and Wheel Insurance provides cover for tyre punctures and wheel damage that are not caused by an accident. 

Features and Benefits:

  • Cover for Tyres that are punctured or damaged by potholes, kerbs, nails, screws, metal, glass road debris or blowouts13
  • Wheels covered for cracks, warps and/or misshapen by potholes, kerbs, nails, screws, metal, glass road debris or blowouts14
  • Accommodation Car rental and Towing benefits 
  • Designed to get you back on the road quickly with no upfront cost or excess.

This list is not limited to and is a summary only. For the standard terms, conditions, limitations and exclusions of cover, please refer to the Product Disclosure statement and Policy Document (PDS):

Next steps

Talk to your local dealer
 

Get in touch with our Financial Services team 
 

Volkswagen

1.
The insurer of this Volkswagen Premier Motor Insurance is Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence Number 234708. 10 Carrington Street, Sydney NSW 2000. In arranging this insurance Volkswagen Financial Services ABN: 20 097 071 460 and the authorised dealers act on behalf of Allianz and not as your agent. Neither Volkswagen Financial Services nor any of its related companies have any liability in respect of this policy.
2.
Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.
3.
If your vehicle was purchased new or as a demonstrator model by you, and becomes a total loss within three years of the starting date of the original registration, we will replace your vehicle with a new vehicle of the same make, model engine size, features and paint type if such a vehicle is available in Australia.
4.
If we accept a claim but are unable to fix a damaged part, where available in Australia at time of repair, we will use a new genuine manufacturer part. If new, genuine is not available, we will use genuine reconditioned or recycled manufacturer parts or Australian Design Rules certified new, recycled or reconditioned parts. We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement (PDS) https://www.volkswagen.com.au/idhub/content/dam/onehub_pkw/importers/au/pdfs/insurance/Volkswagen_Premier_Motor_Insurance_Allianz_PDS.pdf . The Target Market is available here - www.einsure.com.au/wb/redirect/TMD-DomesticMotor-Comprehensive. If you purchase this insurance we receive a commission from Allianz. For further information or assistance please contact 1300 137 213
5.
Insurance products are underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708 (Allianz) Volkswagen Financial Services is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, AR 246355 and the authorised dealers act as an agent of Allianz and not as your agent. “Part 1 – Terminal Illness and Death cover” is underwritten by Allianz Australia Life Insurance Limited (Allianz Life) ABN 27 076 033 782, AFS Licence No. 296559. Allianz acts as Allianz Life’s agent in offering and administering the Part 1 – Terminal Illness and Death cover. “Part 2 – Disability cover” and “Part 3 – Involuntary Unemployment cover” of this insurance is underwritten by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFSL No. 234708. In arranging this insurance Volkswagen Financial Services Australia Pty Limited, ABN 20 097 071 460, AR No. 246355 and the authorised dealers act as an agent of Allianz and not as your agent. Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS from the Volkswagen Australia website  & PDS update (privacy notice) Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 Locked Bag 4002, Chullora NSW 2190 www.vwfs.com.au and www.volkswagen.com.au.
6.
All Volkswagen Genuine Parts® come with a 2 year unlimited kilometre warranty. Conditions and exclusions apply, see www.volkswagen.com.au/warranty for details. Your rights under this warranty are provided in addition to, and in some cases overlap with, consumer guarantees under Australian Consumer Law and do not limit or replace them.
7.
The insurer of this insurance product is Eric Insurance Limited ABN 18 009 129 793, Australian Financial Services Licence (AFSL) 238 279, PO Box 9106, Scoresby VIC 3179, phone 1800 999 977 (eric).  In arranging this insurance, Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460, Australian Credit Licence 389344 of 24 Muir Road, Chullora NSW 2190 and its authorised dealers act on behalf of eric and not as your agent. Neither Volkswagen Financial Services Australia Pty Limited nor any of its related companies have any liability in respect of this insurance policy. 
8.
Cover is only applicable during the first 36 months of your period of insurance.
9.
Only applies where the vehicle is subject to a finance contract.
10.
In the event of a Total loss settlement by your comprehensive vehicle insurer.
11.
Subject to ongoing sickness, injury, illness or unemployment for up to 6 months.
12.
Only applies where the vehicle is subject to a finance contract. The Financier must agree to facilitate clear title in respect of the Vehicle before any claim payment for Handback under this Insurance cover is made.
13.
Where we elect to replace your tyres, no more than four tyres can be replaced during the period of insurance. There are no limits for Tyre Repair.
14.
We will pay up to $3,000 to repair or replace your Wheel(s) during the period of insurance.