Man and woman sitting in car looking out car window

Finance and insurance

Ready for a Volkswagen?

Owning one has never been easier. For over 65 years, we’ve made financing and leasing as simple, flexible and efficient as driving one of our cars. Regardless of your budget or lifestyle, we’ll have a finance solution for you.

Woman standing outside car door looking out by the sea

Personal Car Finance1

You don't have to change your lifestyle for a Volkswagen. Let us help you find a loan or leasing option that suits you.

Explore Personal Finance
Volkswagen vans & utes parked in field

Business Car Finance2

Take your business up a gear with flexible financial services designed to get you and your staff on the road quickly and affordably.

Explore Business Finance
3 Simple Steps

Find out how much your repayments could be with our easy-to-use calculator

Man leaning on car and looking at phone

Or be pre-approved for financing without committing to anything using the same simple tool.

  1. Choose and build your dream Volkswagen vehicle
  2. Click to apply for finance and tailor your loan to suit your lifestyle
  3. Submit your application and your chosen dealer will be in touch
Choose and build your vehicle now

More clever finance solutions

Woman walking in front of red VW car
Volkswagen Insurance

Comprehensive cover

Cover yourself with insurance designed with Volkswagen drivers like you in mind. Our insurance offering boasts a generous range of special features and added extras.

Explore Volkswagen Premier Motor Insurance
Woman standing by the ocean with surfboard in arm
Volkswagen Choice3

Your loan, your choice

Wish you knew how much your car would be worth in the future? Volkswagen Choice3 – our Guaranteed Future Value3 Program – lets you lock in the future value of your car, and gives you the choice of trading in, retaining or returning your vehicle at the end of your loan period.

Explore Guaranteed Future Value

Finance legal information

You can find more information about our financial services and products on our Privacy PolicyOpens an external link and Legal informationOpens an external link pages.

Next steps

Woman showing man options on screen

Talk to your local dealer

Find a dealerOpens an external link
Man leaning on car side and looking at phone

Do the sums with our handy tool4

Calculate your loan repaymentsOpens an external link
Two men talking and looking at booklet

Get in touch with our Financial Services team 

Contact usOpens an external link
Woman showing man options on screen

Talk to your local dealer

Find a dealerOpens an external link
© Volkswagen 2025

Disclaimer by Volkswagen

1.
For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts. Fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
2.
Available only for approved ABN holder applicants of Volkswagen Financial Services Australia Pty Limited (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Excludes other offers. While stock lasts.  Other fees, charges, T&C’s apply. VFS may extend, withdraw or change offer at any time.
3.
For approved applicants of Volkswagen Financial Services (VFS) ABN 20 097 071 460, Australian Credit Licence 389 344. Volkswagen Choice consists of an option to return the vehicle to VFS at the end of the term and require VFS to purchase the vehicle at a price known as the Guaranteed Future Value (GFV) as determined by VFS. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed to VFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on selected new and demonstrator Volkswagen vehicles and used Volkswagen vehicles. Contact your nearest Volkswagen dealer to check eligible vehicles for this program. Fleet, government, rental buyers, hire car and chauffeur companies excluded.
4.
Calculations are estimates provided as a guide only and not a loan approval. They assume interest rates don’t change over the life of the loan. Applications are subject to credit approval and eligibility criteria being met.
App-Connect is compatible with selected apps and the latest smartphone versions of iOS and Android. Active data service is required. For USB connections, a connection cable is sold separately. For wireless connections, App-Connect features wireless Apple CarPlay® and wireless Android Auto™.
The figures stated are for the purposes of comparison amongst vehicles tested under the same testing procedures only. The actual figure may vary depending on multiple factors such as fuel quality, vehicle load, environmental and road conditions.
Fuel consumption figures according to ADR 81/02 derived from laboratory testing. Factors including but not limited to driving style, road and traffic conditions, environmental influences, vehicle condition and accessories fitted, will in practice in the real world lead to figures which generally differ from those advertised. Advertised figures are meant for comparison amongst vehicles only.
Leather appointed seats have a combination of genuine and artificial leather, but are not wholly leather.
All images displayed on this page are for illustrative purposes only and may include overseas models, optional equipment and features not available in Australia. Actual vehicles may differ. Please confirm final specifications and features with an authorised Volkswagen Dealer prior to purchase.
With rear seat in the forward position.
Safety technologies are designed to assist the driver, but should not be used as a substitute for safe driving practices.