There’s more than one way to get behind the wheel of a Volkswagen. With Volkswagen Financial Services*, you can finance your Volkswagen with Volkswagen Choice^ or you can choose a loan, lease, or use cash. The choice is yours. Let’s learn a little more about each option.
Most people don’t have enough money sitting in the bank to pay the full cost of a car up front with cash, so they benefit by using finance to spread the costs. But if you can afford it, then the best thing about buying a vehicle with cash is that when you drive out of the dealership the car is 100% yours – signed, sealed and delivered.
A finance lease gives you use of a vehicle for an agreed period in exchange for regular payments. Think of it as a rental with benefits. You don’t own the vehicle, but at the end of the term you have the option to either return the car and upgrade to the latest model, stay with the same car and refinance, or make an offer to purchase the vehicle from your financier. This option is available for both personal and business customers.
When you finance with a loan, you take ownership of the car from the start, and then pay back the amount, plus interest over a set amount of time with regular repayments. You can choose to finance the whole amount, pay a deposit upfront or opt for a balloon payment at the end.
At the end of the term, you can trade in and upgrade your car, or if you love your car and want to keep it, simply make the final payment. You can also guarantee the future value of your car with Volkswagen Choice^ on either a Consumer Loan or business Chattel Mortgage.
Because we do not know your personal objectives, please consider whether these products are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent tax advice. To approved customers only and subject to a credit assessment. Terms and conditions apply.
^The Volkswagen Choice Program consists of an option to require Volkswagen Financial Services to purchase your vehicle at the end of your Volkswagen Financial Services Chattel Mortgage, Consumer Loan or Hire Purchase for a value (known as the Guaranteed Future Value) determined by Volkswagen Financial Services* and set out in your contract. The Guaranteed Future Value is not a representation by Volkswagen Financial Services as to the likely market value of your vehicle as at the end of your contract. The option is available on new and demonstrator Volkswagen vehicles for selected models only. Please verify with your dealership vehicles that are eligible for the program. If vehicles are not returned in an acceptable condition, as defined in the terms and conditions or exceed kilometre restrictions the Guaranteed Future Value will be reduced. See the Volkswagen Choice Fair Wear and Tear Guide, for more information on the required conditions and circumstances. The cost of the Volkswagen Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of Volkswagen Financial Services*. Subject to credit assessment. Fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers.
*Volkswagen Financial Services is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344